✨ Whakarāpopototanga o te AI
- Kua whakarewa puku a Charles Schwab, te kaiwhakahaere o ngā rawa kiritaki neke atu i te $10 trillion, i a Schwab Crypto, e tuku ana i te hokohoko Bitcoin me Ethereum i runga i te tūāpapa kotahi e hoko ai ngā kiritaki i ngā moni taupū.
- E whai ana tēnei i ngā nekehanga ōrite a Interactive Brokers me Morgan Stanley.
- Ka puta mai tēnei ia i te mea ka noho te hokohoko moni matihiko hei tuku paerewa mā ngā kamupene kaihokohoko nui, ngā peeke ā-rohe, me ngā taupānga pūtea.
- Ko te wero inaianei ko te whakatau mēnā me whakarewa he whakawhitinga tapanga ritenga, he whakawhitinga tapanga mā rānei, me kōwhiri rānei i te whakaurunga umanga.
- Kua whakamahia e ngā kaipupuri moni hokohoko a Coinbase, Kraken, me Robinhood mō te hokohoko moni matihiko, engari ko te whakawhiti i waenga i ngā taupānga he take tautohetohe mō te tini o ngā kaiwhakamahi.
Ko Charles Schwab, he umanga e whakahaere ana i ngā rawa kiritaki neke atu i te $10 trillion te uara, i whakarewa puku i te "Schwab Crypto," e kawe ana i te hokohoko Bitcoin me Ethereum ki roto i te papatohu kotahi e hoko ai ngā kiritaki i ngā moni Index. I ngā wiki i mua atu, kua whakaritea kētia e Interactive Brokers te papa whakataetae i te wā i tīmata ai te hokohoko BTC puta noa i te EEA i runga i te hanganga utu kaha. I uru atu hoki a Morgan Stanley ki tēnei ara i te mutunga o te tau 2025.
Ko te hokohoko moni matihiko ā-wāhi he tuku tēpu mō ngā kaihokohoko nui katoa, ngā peeke ā-rohe, me ngā taupānga pūtea nui. He ratonga pūtea matua e tumanakohia ana e ngā kiritaki te huarahi kotahi e hiahia ana rātou ki tētahi miihini hokohoko hea, ki tētahi pūkete penapena rānei. Engari ko te pātai uaua e titirohia ana e ngā kaiārahi hua me te hangarau katoa i te kaihokohoko ko: ahakoa te whakarewa i tētahi ritenga, i tētahi rānei whakawhiti tapanga ma me whai rānei i tētahi whakaurunga whakahaere.
He aha ngā take e hiahia ana ngā kiritaki kaihokohoko o Amerika ki te hokohoko moni matihiko ā-wāhi inaianei
I mua i tō whiriwhiri i tō ara hanganga hokohoko moni matihiko, he mea tika kia mārama koe ki te mea e akiaki ana i te tono. Nā te mea ka whakamārama anō hoki tēnā ko tēhea āhuatanga hei tuku tuatahi.
Kua roa ngā kaipupuri moni hokohoko e whakamahi ana i a Coinbase, Kraken, me Robinhood mō te hokohoko moni matihiko. Ko te whakawhiti i waenga i ngā taupānga, tae atu ki te tango moni mai i tētahi wāhi me te whakanoho ki tētahi atu pūkete i roto i tētahi atu taupānga, koinei te raruraru e arohia ana e ngā kaihokohoko katoa. I te wā i whakarewahia ai e Schwab te hokohoko BTC me ETH i roto i te atanga kotahi kei reira ngā kiritaki e pupuri ana i ā rātou rawa pono, kāore i te tuku i tētahi hua hou. Ko te tikanga kei te tangohia te raruraru kua pā ki ngā kiritaki.
I whakamāramahia e Morgan Stanley te ariā i te wā i whakaahuahia ai e tōna Tumuaki Whakahaere Taonga, e Jed Finn, te whāinga o tēnei nekehanga hei aukati i te " turuturu taupānga," arā, te hekenga o ngā rawa kiritaki ki ngā tūāpapa crypto-taketake.
Ko te whakataetae kia noho hei wāhi kotahi kāore e hiahiatia ana e ō kiritaki te haere ki hea atu.
Me pēhea te whakarewatanga o ngā kaihokohoko matua o Amerika i te hokohoko moni matihiko ā-wāhi?
| Te Tari | kāwai | Te Rautaki | Utu Hokohoko (Ngā Pūtake) | Te Wā Nekehanga |
|---|---|---|---|---|
| Charles Schwab | He kamupene hokohoko hokohoko tuatahi, inaianei kei te tuku hokohoko tika i te wāhi. | I whakarewahia te "Schwab Crypto" mō te taha-ki-te-taha hokohoko moni matihiko ā-wāhi me te hokohoko hea. Ka whakamahia a Paxos mō te tiaki-iti hei tuku i tētahi UX tuku iho maeneene i runga i tētahi papamuri taketake-crypto. | 50 bps (0.50%) | April 2026 |
| Kaitono Pāhekoheko | He kaihokohoko maha-rawa, kua whānui haere ki Ūropi me te whakaurunga mai i te tīmatanga ki te mutunga | I whakarewahia te hokohoko BTC tika puta noa i te EEA mā roto i tana hononga ki Airana, me te whakamahi i a Zero Hash mō te hokohoko ture, te pupuri, me te tutuki i ngā whakaritenga puta noa i te US me Uropi. | 12-18 bps (0.12%-0.18%) | April 2026 |
| Morgan Stanley | He peeke haumi e tuku ana i te whakahaere rawa me te ratonga tohutohu katoa | I whakarewahia te hokohoko ā-wāhi tika mō ngā kaiwhakamahi hokohoko hei ārai i te " turuturu taupānga" ki ngā tūāpapa crypto-native | 50 bps (0.50%) | Rarangi 2025 |
| Te pono | I neke te kaiwhakahaere rawa me te kaitiaki mai i te noho hei "pūwāhi urunga" ki te kaiwhakarato matua "hanganga pūtea" | I hanga i tana ake mana pupuri kua rite ki te kuantum, kua rite ki te taumata umanga (Fidelity Digital Assets) me ngā hua kua whakawhānuihia me te moni pumau taketake (FIDD) | 35-95 bps (Hāngai-horapahia) | Early 2026 |
| Te kaha | Kei te Kaihokohoko Ranu tētahi pūnaha maha-rawa | E tuku ana i te 25+ tohu, te pupuri moni taketake, me te pēke pupuri-ake me te tautoko L2 (Arbitrum/Base). | 35–95 bps (Kua whakauruhia ki roto i te horapa) | kia 2026 |
| Raiona Moni | Neobank, e anga whakamua ana ki te pūtea whakauru | I whakauruhia he huinga moni matihiko katoa ki roto i tā rātou taupānga peeke pūkoro mā roto i ngā Zero Hash API, e āhei ai ngā kaiwhakamahi ki te hokohoko i ngā rawa neke atu i te 20 me te kore he raruraru. | ~95 bps (Horahanga) | Te haere tonu |
| Katoa.com | Kei te huri te kamupene hokohoko haumi pāpori hei pokapū maha-rawa | E whakamahi ana i te Bakkt/Zero Hash hei tuku hokohoko ā-wāhi, e āhei ai ngā kaiwhakamahi ki te neke mai i ngā hea ki ngā moni matihiko mā te pāwhiri kotahi. | 0 komihana (I runga i te horapa) | Te Whanuitanga o te Tīmatanga o te tau 2026 |
| Alinea Invest | Te whakahaere taonga me ngā putea aunoa mō te Reanga Z | Ka whakamahi i ngā reera tapanga mā hei tuku i ngā "Crypto Stacks" (ngā kete kaupapa), hei whakangāwari i te whakaurunga mō ngā kaipupuri moni taitamariki. | Taurangi / Ohaurunga | 2025 |
| Goldman Sachs | Pēke haumi | Tohatoha Tika: I whakaatuhia he $2.36B i roto i te whakaaturanga tika o te moni matihiko (BTC, ETH, SOL, XRP) mō ngā taumata umanga me te whai rawa. | Whare/Taumata | kia 2026 |
| Whare huarahi | Kaiwhakahaere peeke/rawa kaitiaki, he pokapū tohu inaianei | I whakarewahia he "Pūhara Rauemi Mamati" e arotahi ana ki ngā MMF kua tohua, ngā ETF, me ngā penapena stablecoin mō ngā kiritaki umanga. | Taumata/Whare Whakahaere | January 2026 |
| Citigroup | Peeke Ao / Kaitiaki | Ratonga Rawa Mamati: Kua whakauruhia te tiakitanga BTC/ETH ki roto i tana anga ratonga rawa $30T. | Te mutunga o te tau 2026 (Kua whakaritea) | TBD / e hangai ana ki te AUM |
Ko ngā kaitākaro nui rawa atu kua whakatūria i whiriwhiri i ngā hononga hōhonu ki ngā umanga, kāore e kitea te hanganga e te kaiwhakamahi. Ko ngā tūāpapa e rua, ko Fidelity me Robinhood, kei a rātou ngā wawata moni matihiko taketake hua kua hangaia i roto i te whare. Ko ngā tāngata hou, tere ake te neke (MoneyLion, Katoa.com, me Alinea) i whakarewahia mā roto i ngā API whakawhiti tapanga-mā me ngā ara whakauru.
Ehara ēnei i te kōwhiringa matapōkere. Ka hono tika ia ki tētahi huinga rauemi, wātaka, me te tūnga rautaki. Me mārama te hunga e whakamahere ana i te whakawhanaketanga pūmanawa whakawhiti moni matihiko, i ngā hononga mahi tahi rānei mō ā rātou kamupene kaihoko ki te mahere hei tīmatanga mō ā rātou ake whakatau.
3 Ngā Huarahi Kua Whakamātauhia mō ngā Kaihokohoko o Amerika ki te Whakarewa i te Hokohoko Crypto
Ara Whakarewatanga Hokohoko Moni Kirito 1: Whakaurunga Whare
Ko te āhuatanga matua o te whakaurunga umanga ko te kore e kitea. Ina hoko Bitcoin te kiritaki Schwab, ka kite rātou i te atanga Schwab, tā rātou whakaū, me te whakahoutanga o tā rātou toenga pūkete. Kāore a Paxos, te kaiwhakarato whakahaeretia e te OCC e whakahaere ana i te whakatinanatanga hokohoko me te tiaki-iti, e whakahuatia ana, ā, kāore e taea te wehewehe i te wheako kiritaki mai i te hoko hea.
Ka hangaia e te kaihokohoko tana ake UI mai i te tīmatanga, ka hono atu ki ngā ara whakahaere me te tiaki a te hoa mahi mā te API, ā, kei a ia ngā mea katoa e kitea ana, e pāngia ana e te kiritaki. Kei te hoa mahi tonu te whakahaere kī tūmataiti, te ara ota, te whakapaipai ture, me te whakataunga poraka mekameka i roto i tēnei hononga hanganga hohonu-API.
Mā tēnei, ka taea hoki e te kaihokohoko te karo i ngā whakaritenga raihana, pērā i tā Interactive Brokers i mahi mā te hono atu ki a ZeroHash, e pupuri ana i ngā whakaaetanga ture puta noa i ngā mana whakahaere o te EEA. Nō reira, ka taea e Interactive Brokers te whakarewa Te hokohoko moni matihiko ā-wāhi puta noa i te EU mā te hononga ā-Irirangi, me te kore e whiwhi raihana motuhake i ia whenua. Ko te mea i roa pea te hanga i roto i te whare, me te whiwhi raihana, i riro mai i te hononga kotahi. Nā tēnei whai huatanga whakahaere i tutuki mā te tuku i te mana pupuri ki waho, he tino utu nui, i āhei ai rātou ki te tuku i tētahi hanganga utu whakataetae (12-18 bps).
Ara Whakarewatanga Hokohoko Moni Mamati 2: Te Whakawhitiwhiti Moni Mamati Tapanga Mā
Ko te whanaketanga o ngā whakawhitinga moni matihiko tapanga mā te huarahi tere rawa atu mai i te whakataunga ki te whakarewatanga. Ko ngā kaiwhakarato pēnei i a Zero Hash, Bakkt, me Antier e tuku ana i ngā hua whakawhitinga kua rite ki te whakatinana, tae atu ki te kimi moni, ngā pukapuka ota, ngā rerengamahi KYC/AML, te pupuri, te kapinga ture, me ētahi atu.
I hono atu a MoneyLion ki ngā API ZeroHash, ā, neke atu i te 20 ngā rawa hokohoko i kitea i roto i tana taupānga pēke pūkoro. Mai i te tirohanga a ngā kaiwhakamahi, he rite ki tētahi āhuatanga MoneyLion, ko ZeroHash ia e whakahaere ana i te moni, te pupuri, me te uaua o ngā ture. Tūmatanui.I whakarewahia e Alinea Invest te hokohoko moni matihiko i raro i tōna tuakiri waitohu "kore-komihana", ā, i reira ka mimitihia te horapa. Kei te rere tonu te ōhanga mā te kaiwhakarato whakawhiti tohu mā. Ka whakamahia e Alinea Invest ngā ara tohu mā hei hanga puranga moni matihiko, arā, ngā kete kaupapa o ngā rawa moni matihiko i hangaia mō ngā kaipupuri moni Gen Z e hiahia ana ki te whakaaturanga ki tētahi kaupapa, kaua ki tētahi moni. Kāore tētahi o ēnei auahatanga e hiahia ana ki te whakawhanaketanga hanganga whakawhiti moni matihiko katoa.
Ko te taupatupatu anake i roto i ngā hua whakawhiti moni matihiko tapanga mā ko te mana whakahaere me ngā here āhuatanga. Ina whakatau te kaiwhakarato hanganga matua i tētahi hua, ka waiho hei whakatau hua māu. Waihoki, ka tukuna pea e te kaiwhakarato ngā āhuatanga tāpiri, ngā āhuatanga here rānei, kāore pea e rite ki ō hiahia. Ko ngā hanganga utu, ngā rawa tautoko, te mahi putea, me ngā āheinga API ka whakatakotoria hoki e ngā kaiwhakarato. Ko te hunga e hiahia ana ki te mana whakahaere katoa mō ā rātou otinga whakawhanaketanga whakawhiti moni matihiko tapanga mā ka taea te whiriwhiri i a Antier, nā te mea e tuku ana rātou i te mana whakahaere katoa mō te hua. Mai i tōna hoahoa ki te hanganga utu, te hototahi rawa, te tiaki, me ngā kōwhiringa moni whiwhi, kei a koe katoa te mana ina hanga koe mā te whakamahi i ngā otinga whakawhiti moni matihiko tapanga mā a Antier.
He mea tika tēnei taupatupatu mō te hunga e whakaaro ana ki te moni matihiko hei āhuatanga tautoko. Heoi, mō te hunga e whakaaro ana ki te whakataetae i runga i te hohonutanga o ngā hua moni matihiko, ka noho hei tuanui.
| kaupapa | White Tapanga Crypto Exchange | Whakaurunga Hokohoko Moni Mamati ā-Rohe (API) |
|---|---|---|
| Te wehewehe matua | Mā te kaiwhakarato te nuinga o te puranga me te pito mua waitohu, e taea ai e koe te whakarewa tere | Ka whakauruhia e koe ngā ratonga o muri (tiakitanga, whakataunga) mai i tētahi hoa whakahaeretia mā roto i ngā API, ā, ka hangaia e koe tōu ake ratonga o mua. |
| Ko wai ka hanga i te UI? | Ka tāpirihia e te kaiwhakarato tō waitohu me ngā tae ki tētahi atanga kua hangaia i mua. | Ka hangaia te pito o mua i roto i te whare, i hangaia rānei e tētahi kamupene whakawhanake whakawhiti moni matihiko mai i te tīmatanga (mā te whakamahi i ngā API hei hono i ngā ratonga pito o muri). |
| Nā wai te pito o muri? | Ka paiherea, ka whakahaerehia hoki e te kaiwhakarato te moni whiwhi, te tiaki, me te tutuki i ngā whakaritenga. | Mā tētahi hoa whakahaere (hei tauira, Paxos, ZeroHash) ka honoa e koe mā te API ka whakahaere i ngā ratonga tiaki, whakataunga, me te whakatutuki i ngā whakaritenga. |
| Wheako hua | He rite ki tētahi "hua matihiko" motuhake e noho ana i roto i tō pūhara (kōwae waitohu). | Kāore e taea te wehewehe i tō tūāpapa o nāianei, nā te mea ka puta te moni matihiko hei momo rawa taketake anō i roto i tō UX. |
| Te tuanui whakaritenga | He iti noa iho. E herea ana ki ngā āhuatanga me te atanga kaiwhakamahi e tautokona ana e te kaiwhakarato, ki te kore koe e utu mō ngā mahi ritenga. | Kī tonu. Ka taea ngā āhuatanga katoa, engari e herea ana e ō rauemi whakawhanake me ngā whakaritenga ture. |
| Te Whakatutukitanga me te Pupuri | Kua tāpirihia. Ka riro i a koe ngā raihana a te kaiwhakarato me ngā whakaritenga tiaki (kua whakaitihia te taumahatanga ture). | Ka tukuna ki tētahi hoa whakahaere. Kei te hoa te mana pupuri/ngā kī, ā, ka mahi i te KYC/AML; kāore koe e pupuri tika i ngā kī. |
| Rārangi wā whakarewatanga | wiki 6-14 Te whānuitanga hokohoko a ngā kaihoko noa mō ngā whakatinanatanga tapanga mā. | 6–12 marama Te wātaka whakauru hanganga ritenga me te hanganga ture noa. |
| Tauira o te ao tūturu | MoneyLion, Public.com, Alinea Invest (ngā tauira tāmau/tohu mā, tauira rānei e whakahaerehia ana e te kaihoko). | Ko Charles Schwab (Paxos), Interactive Brokers (ngā whakaurunga ZeroHash) he tauira o ngā tauira API/hoa ture zerohash. |
| Best mo | Whakamana tere Tāpirihia te moni matihiko hei āhuatanga, ā, whakamātauria te tono a te mākete i roto i te wā poto. | Te whanaketanga o te papaaho Whakaarohia te moni matihiko hei rawa taketake, kāore e kitea, me te whakahaere hohonu o te UX me te hua. |
Ara Whakarewatanga Hokohoko Moni Mamati 3: Hanganga Ritenga
Ko Fidelity Digital Assets pea te hanganga whakawhitiwhiti moni matihiko tino nui i hangaia i roto i te hītori o te moni matihiko umanga. I tīmata a Fidelity ki te hanga i tana ake hanganga tiaki me te hokohoko i mua i te whakaae a te nuinga o ōna hoa whakataetae he mea nui te moni matihiko ki tā rātou pakihi. E ai ki te kōrero i runga ake nei, i whakarewahia e rātou he pūnaha tiaki rite-quantum e mahi ana ki ngā kiritaki hokohoko me ngā kiritaki umanga, he awa whakataetae e kore e taea te tārua ngāwari.
I tētahi atu taha, i whakarewahia e Robinhood te moni matihiko hei whakarei ake i te whānuitanga o āna hua. Me te neke atu i te 25 tohu, te pupuri whenua taketake, he pēke pupuri-whaiaro, me te tautoko whatunga Arbitrium me Base, i hangaia e Robinhood ngā āheinga me te whakahaere i ngā mea katoa mai i te arahi ota ki te hanganga pēke me te mahi poraka mekameka.
Me ako e ngā kaiwhakarato hanganga katoa e whiriwhiri ana i tēnei ara whakawhanaketanga whakawhiti moni matihiko he 12-24 marama te roa o te hangarau arotahi, he haumitanga whakapaipai $100k+, me te tohungatanga ture mō ia rohe e hiahia ana koe ki te mahi.
Ka taea e ngā kaihokohoko te whakawhanake i ngā hanganga moni matihiko ritenga ā-whare, te mahi tahi rānei me tētahi kamupene whakawhanake whakawhitinga moni matihiko pono.
| kaupapa | Hanganga ā-roto | Hoa whakawhanake whakawhiti moni matihiko |
| Mā wai te mahi? | Ko ō ake kaihangarau, i tohua me te whakahaeretia ā-roto puta noa i ngā paparanga katoa, tae atu ki te miihini whakawhiti, te tiaki, te hanganga ture, DevOps | He umanga tohunga me te tohungatanga ki te mahi moni matihiko kua oti te hanga, tae atu ki ngā kaihanga poraka mekameka, ngā kaitatau haumarutanga, me ngā kaihoahoa ture kua noho hei kaimahi. |
| mana IP | 100% nāu He rawa rangatira ia rārangi waehere e tino whakahaeretia ana e koe | whiriwhiringa Ko te nuinga o ngā kamupene e tuku ana i te mana pupuri katoa o te waehere pūtake i muri i te tukunga. Me whakaū tēnei i roto i te kirimana. |
| Te wā hei whakarewa | marama 18-36 He maha ngā tau e pau ana ki te utu, te whakauru mai, me te hanga mai i ngā mātāpono tuatahi | marama 3-9 Ka whakamahi i ngā anga o nāianei, ngā hanganga o mua, me te tīma kua mahi i tēnei i mua |
| Utu o mua | Nui rawa Ngā utu, ngā painga, ngā taputapu, ngā hanganga haumarutanga, me ngā raihana ture, e $5M-$20M+ te utu. | He āhua He utu kaupapa pumau, he utu rānei e hangai ana ki ngā tohu nui, e tata ana ki te $500K-$3M te tapeke, i runga i te whānuitanga |
| Te utu tonu | Kei te utua tonutia te tīma ā-roto katoa mō ake tonu atu Ngā tauine tatau tangata me te uauatanga o te hua | Pūmau mō te tiaki, ngā whakahōutanga, me te tautoko Tukuna atu rānei ki tō tīma ā-roto i muri i te whakarewatanga |
| Tohunga rohe | Me utu mai i te tīmatanga, he iti noa iho ngā pūkenga haumarutanga moni matihiko, poraka mekameka, DeFi, ā, he nui hoki te utu. | Kua whakauruhia kētia Kua hangaia e te hoa he hanganga whakawhiti tapanga mā i mua, ā, kei a ia ngā mōhiotanga umanga e kore e taea te tārua wawe. |
| Whakariterite | Unlimited Ka hangaia e koe te mea e hiahiatia ana e koe, kia rite ki tāu whakaritenga, kāore he herenga o waho | Nui rawa Ka hanga he hoa whakawhanake pai kia rite ki ō whakaritenga, ehara i te mea e ai ki tā rātou tauira, ki tā rātou whakawhitiwhiti tapanga mā rānei. |
| Haumarutanga me ngā arotake | Ka utua e koe tāu ake tīma haumarutanga, ā, ka tukuna motuhaketia ngā arotake a te hunga tuatoru | Ko ngā hoa mahi whai mana rongonui he wheako arotake haumarutanga, ā, he hononga kua whakapumautia ki ngā umanga arotake (CertiK, Halborn, me ētahi atu). |
| Morearea ture | Ko tō kawenga katoa Me whakatere e koe ngā ture BitLicense, MiCA, rēhitatanga MSB, me te pupuri. | E mārama ana te hoa mahi whai wheako ki te kaihokohoko i mua ki te mata o ngā ture, ā, ka taea e ia te hanga i tētahi te whakawhitiwhiti moni matihiko tapanga ma e rite ana ki te tutuki i ngā ture hoahoanga mai i te rā tuatahi. |
| Mana whakahaere tauine | Full Ko koe te kaihoahoa mō ō whāinga tauine tuturu, ā, ko koe te rangatira mō ngā whakataunga hanganga katoa. | Tino Hāngai Engari e whakawhirinaki ana ki ngā whakataunga hoahoanga a te hoa, ka taea e koe te whakahaere i ngā wā katoa. |
| mōrea matua | Tālena me te wā Mā te ngaronga o ngā kaihangarau matua i waenganui o te hanganga, te whakaiti rānei i te uauatanga motuhake ki te moni matihiko pērā i te whakahaere mempool, te wehewehenga kī, te whakarite anō i te mekameka, me ētahi atu, ka pā pea ki te kounga o te whanaketanga o ngā whakawhitinga moni matihiko. | Te whakawhirinakitanga ki te kaihoko Mā te whiriwhiri i tētahi hoa mahi, kāore he mahi kua oti te whakamana i mua, kāore rānei he mahere mārama mō te tuku me te tiaki i muri i te tukunga, ka ara ake pea he huringa nui. |
| Best mo | Ngā umanga he rauemi rite ki te Fidelity, ki te Robinhood rānei, he ara rere mō ngā tau maha, me te mana rautaki ki te pupuri i ngā hanganga crypto hei rawa pakihi matua. | Ngā kaihokohoko e hiahia ana ki tētahi whakawhitinga motuhake, motuhake hoki, me te kore e hiahiatia he utu mahi, he mōrearea wā rānei o te hanga mai i ngā mātāpono tuatahi. |
Ko te Raina Raro
Kāore he ara whanaketanga hanganga whakawhiti moni matihiko e tika ana mō ngā kaihokohoko, mō ngā umanga pūtea tuku iho rānei. Me hangai te ara e whiriwhiria e koe ki tō wātaka, ki tō tūranga whakapaipai, ki ngā tumanakohanga a te kiritaki, me ngā wawata hua mō te wā roa.
Kāore e taea te tatari mō te ara tino tika, te kaiwhakarato pūmanawa whakawhiti moni matihiko tapanga mā rānei, nā te mea kāore e taea te whiriwhiri i te moni matihiko. Kua whakataetae kē ngā umanga i te wā ki te mākete, ngā utu, te UX, ngā āhuatanga/hōhonutanga, me ētahi atu. Nō reira, kaua e tatari kia whakaotihia e ngā kaitākaro nui ake ā rātou whakatinanatanga uaua me te tautuhi anō i ngā tumanakohanga a te kiritaki. Engari, whakauruhia he pūmanawa whakawhiti moni matihiko tapanga mā whai āhuatanga, kua rite ki te ture, ā, kua arotakehia pai, e hoatu ana ki a koe te mana whakahaere, ngā āhuatanga hou, te haumarutanga, me te tutuki i ngā ture.
Ko te mea pai rawa atu kei a Antier te utu crypto tapanga ma he otinga e whakawhirinakihia ana e ngā kaihokohoko tino pai, ngā peeke tuku iho, me ētahi atu umanga pūtea. I roto i ōna tau 10+ o te wheako whakawhanake poraka mekameka, kua tukuna e rātou neke atu i te 250 ngā whakatinanatanga crypto. Mena ko koe tētahi o te hunga e whakamahere ana i tō whakawhānui crypto, kei a Antier te tohungatanga ture, hangarau, me te hokohoko e hiahiatia ana e koe. Hono atu ki ngā tohunga kaupapa i tēnei rā ki te whakapuaki i ō hiahia.
Pātai Auau
01. He aha te Schwab Crypto, ā, nōnahea i whakarewaina ai?
He ratonga a Schwab Crypto i whakarewahia e Charles Schwab e āhei ai ngā kiritaki ki te hokohoko Bitcoin me Ethereum tika i roto i te papatohu kotahi e whakahaere ana i ētahi atu haumitanga. I whakarewahia i te Paenga-whāwhā 2026.
02. He aha ngā take e tono ai ngā kiritaki kaihokohoko o Amerika ki te hokohoko moni matihiko ināianei?
Kei te tono ngā kiritaki kaihokohoko o Amerika kia hokohoko moni matihiko ā-wāhi hei whakaiti i te raruraru e puta mai ana i te whakawhiti i waenga i ngā taupānga rerekē mō ngā tauwhitinga moni matihiko. Mā te whakauru i te hokohoko moni matihiko ki roto i ā rātou tūāpapa o nāianei, ko te whāinga a ngā kaihokohoko he ārai i te " turuturu taupānga" me te pupuri i te whakakotahitanga o ngā rawa a te kiritaki.
03. He aha te whakatauritenga o ngā utu hokohoko mō Schwab Crypto ki ētahi atu kamupene hokohoko?
Ka utua e Schwab Crypto he utu hokohoko o te 50 ngā pūtake (0.50%), he utu whakataetae tēnei ki te whakataurite ki ētahi atu kamupene hokohoko pēnei i a Interactive Brokers, kua whakarewahia hoki ngā ratonga ōrite.
